Welcome to M2Pay!

These terms and conditions outline the rules and regulations for the use of M2Pay's Services, located at https://m2payx.com.

By accessing this website and using our services, you agree to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern M2Pay's relationship with you concerning this website and the services provided.

**Please read these terms and conditions carefully before using our service operated by M2Pay.**

  • — **Service** refers to the payment processing services offered through M2Pay.
  • — **Terms** refer to these Terms and Conditions that form the entire agreement between you and M2Pay.
  • — **Personal Data** means any data that relates to an identifiable or identified individual.
  • — **Device** means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
  • — **Merchant** refers to any business or individual that uses M2Pay to process payments for goods and services.

By registering for and using the services of M2Pay, you are confirming that you have read, understand, and accept the terms and conditions contained herein.

M2Pay reserves the right to modify or replace these Terms at any time at our discretion. It is your responsibility to review these Terms periodically for changes.

Payment Processing Services

M2Pay operates as a PSP, facilitating the processing of payments for merchants. By using M2Pay's services, you authorize M2Pay to process payments, refunds, and adjustments for your transactions, handle merchant receipts and disbursements, and provide other financial services as outlined in these Terms.

  • In order to use M2Pay's services, you must create an account and provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our service.
  • M2Pay maintains strict security protocols to safeguard personal data and financial information from unauthorized access. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee its absolute security.
  • You agree to use the services in compliance with all applicable laws and regulations, including but not limited to those related to privacy, electronic communications, and anti-money laundering.
  • M2Pay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.
  • You agree to defend, indemnify and hold harmless M2Pay and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses arising from or relating to your use of the service.
  • These Terms shall be governed by and construed in accordance with the laws of hongkong, without regard to its conflict of law provisions.
  • If you have any questions about these Terms, please contact us at support@m2payx.com